Sorry for the confusion

I changed subjects.
My mom paid off her loans.
I’m the one dealing with ID Theft. The only accounts on my file that are mine are my student loans that I paid off 4 years ago.
$21,000 of credit offered. I got things frozen and they did about $7,000 worth of damage.
Either way I’m not paying it. I have ID theft insurance with my renters insurance. They will pay if the collectors think I’m responsible for the debt. I’m not and I’m not paying it. I don’t think AAA should pay it either.